The Arizona Supreme Court interprets an insurance clause for non-owned vehicles. Under the policy, an employee operates a non-owned auto “in connection with your business” when using the vehicle while engaged in the employer’s business. To qualify, an employee’s use of a vehicle must be directly involved with, or in furtherance of, an employer’s business purpose and does not include a routine commute to or from an employer’s office. The court states this interpretation is something less than “course and scope,” but doesn’t that depend on how one defines “course and scope”?
link to opinion